In New York, an account that has had no transactions aside from interest postings for 36 months is deemed abandoned property. DCCU is required to transfer this money to the State annually. Additionally, an account is deemed Inactive after a year with no transactions, and may be subject to a monthly fee. To avoid this, make a deposit or withdrawal to your account at least annually, or complete the acknowledgement form and mail or fax to DCCU.
Holiday Clean Up Loan Special Rates as low as 7.75% APR*
*APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
About Director's Choice
We were created specifically to meet the distinct financial needs for professionals in the funeral industry. Our experience is in knowing how to best serve you and your business with flexibility and efficiency.
Membership is open to member funeral firms, owners, employees, and family members of state Funeral Directors Associations in New York, Connecticut, North Carolina, Wyoming, Indiana, New Jersey, Massachusetts and Montana.
DCCU Provides personalized financial services unique to the funeral directing profession. We are committed to offering the most competitive rates and terms allowing greater convenience and flexibility to meet your specific financial needs.
Enrolling in Home Banking allows you to view your account balances and review your transactions in the palm of your hand, any time, any place.
Move money from within your DCCU accounts. Transfer from savings to checking, make loan payments, or set up recurring payments into a club account.
Enroll in DCCU’s free Bill Pay service, and you can pay bills, transfer money to individuals, and receive e-bills for added convenience.
Protect yourself from overdrawn accounts or unauthorized transactions. Set account alerts for low balance, loan due dates, and transactions over a determined limit. Account alerts can be set both in the Home Banking and Bill Pay platforms.