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Certificate Rates as April 15, 2008
Please Note: Rates below are current AS OF the date posted above
and are subject to change without notice.
Contact our Member Service
Center at 800-593-5920 to verify thereafter.
A penalty may be imposed for early withdrawal (equivalent
of up to 90 days loss of dividends) on Share or IRA Certificate accounts.
|
Min
Balance To Open |
Dividend Rate |
APY* |
12 Month STEP-UP Share Certificate
Option to change rate one time during the term in the event that rate increases.
Member must contact DCCU to take advantage of step-up option.
|
$500.00 |
3.20% |
3.25% |
 |
24 Month Add On Certificate
24 Month structured savings, additional deposits of up to $10,000 maximum per year.
|
$ 250 To Open |
3.11% |
3.16% |
 |
| 6 Month Share Certificate |
$500.00 |
3.11% |
3.16% |
| 12 Month Share Certificate |
$500.00 |
3.20% |
3.25% |
| 18 Month Share Certificate |
$500.00 |
3.20% |
3.25% |
| 24 Month Share Certificate |
$500.00 |
3.20% |
3.25% |
| 36 Month Share Certificate |
$500.00 |
3.44% |
3.50% |
|
|
Min
Balance To Open |
Dividend Rate |
APY* |
Traditional, Tax-Free Roth & Education
IRA Savings
Min. $25.00 average daily balance to earn dividends
|
$25.00 |
1.00% |
1.00% |
|
|
Min
Balance To Open |
Dividend Rate |
APY* |
12 Month Traditional IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 18 Month Traditional IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 24 Month Traditional IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 36 Month Traditional IRA Certificate |
$500.00 |
3.44% |
3.50% |
|
|
Min
Balance To Open |
Dividend Rate |
APY* |
12 Month Roth IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 18 Month Roth IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 24 Month Roth IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 36 Month Roth IRA Certificate |
$500.00 |
3.44% |
3.50% |
|
|
Min
Balance To Open |
Dividend Rate |
APY* |
12 Month Education IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 18 Month Education IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 24 Month Education IRA Certificate |
$500.00 |
3.20% |
3.25% |
| 36 Month Education IRA Certificate |
$500.00 |
3.44% |
3.50% |
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