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CD Rates
     

Certificate Rates as of March 1, 2017
Please Note: Rates below are current  AS OF the date posted above and are subject to change without notice.
Contact our Member Service Center at 800-593-5920 to verify thereafter.

A penalty may be imposed for early withdrawal (equivalent of up to 90 days loss of dividends) on Share or IRA Certificate accounts.

SHARE CERTIFICATE ACCOUNTS

Min. Balance To Open

Dividend Rate

APY*

12 Month STEP-UP Share Certificate
Option to change rate one time during the term in the event that rate increases.

Member must contact DCCU to take advantage of step-up option.

$500.00

0.55%

0.55%

24 Month Add On Certificate
24 month structured savings, additional deposits of up to $10,000 maximum per year.
$500.00
0.80%
0.80%
  6 Month Share Certificate
$500.00
0.30%
0.30%
12 Month Share Certificate
$500.00
0.55%
0.55%
18 Month Share Certificate
$500.00
0.75%
0.75%
24 Month Share Certificate
$500.00
0.80%
0.80%
36 Month Share Certificate
$500.00
1.05%
1.05%
48 Month Share Certificate $500.00 1.20% 1.21%
60 Month Share Certificate $500.00 1.45% 1.46%


IRA ACCOUNTS

Min. Balance To Open

Dividend Rate

APY*

Traditional, Tax-Free Roth & Education IRA Savings
Minimum $25.00 average daily balance to earn dividends

$25.00

0.05%

0.05%



TRADITIONAL IRA CERTIFICATES

Min. Balance To Open

Dividend Rate

APY*

12 Month Traditional IRA Certificate

$500.00

0.55%

0.55%

18 Month Traditional IRA Certificate
$500.00
0.75%
0.75%
24 Month Traditional IRA Certificate
$500.00
0.80%
0.80%
36 Month Traditional IRA Certificate
$500.00
1.05%
1.05%
48 Month Traditional IRA Certificate $500.00 1.20% 1.21%
60 Month Traditional IRA Certificate $500.00 1.45% 1.46%


TAX-FREE ROTH IRA CERTIFICATES

Min. Balance To Open

Dividend Rate

APY*

12 Month Roth IRA Certificate

$500.00

0.55%

0.55%

18 Month Roth IRA Certificate
$500.00
0.75%
0.75%
24 Month Roth IRA Certificate
$500.00
0.80%
0.80%
36 Month Roth IRA Certificate
$500.00
1.05%
1.05%
48 Month Roth IRA Certificate $500.00 1.20% 1.21%
60 Month Roth IRA Certificate $500 1.45% 1.46%


EDUCATION IRA CERTIFICATES

Min. Balance To Open

Dividend Rate

APY*

12 Month Education IRA Certificate

$500.00

0.55%

0.55%

18 Month Education IRA Certificate
$500.00
0.75%
0.75%
24 Month Education IRA Certificate
$500.00
0.80%
0.80%
36 Month Education IRA Certificate
$500.00
1.05%
1.05%
48 Month Education IRA Certificate $500.00 1.20% 1.21%
60 Month Education IRA Certificate $500.00 1.45% 1.46%

     
"This credit union is federally insured by the National Credit Union Administration."