Loan Rates
     
Loan Rates Current as of February 1, 2012
If you find a lower rate on a vehicle, we will do everything we can to beat the rate!

AUTOS, LIGHT TRUCKS, PASSENGER VANS, MOTORCYCLES, RVs, BOATS, PERSONAL WATERCRAFT, SNOWMOBILES & ATVs

Term

FIXED RATE APR**

New
Model Years 2012 - 2011* (* mileage 15,000 or less)

Up To 48 Months

**3.00%

49 - 60 Months
** 3.00%
61 - 72 Months
** 3.25%
Used
Model Years 2010 -2009 - 2008

Up To 48 Months

**3.50%

49 - 60 Months
**3.50%
61 - 72 Months
**4.25%
Used
Model Years 2007 - 2006 - 2005
Up To 48 Months
**5.00%
49 - 60 Months
** 5.00%
61 - 72 Months
Contact Loan Officer
** Your rate may vary from the above rates and will be determined by your credit history.


SPECIALTY FUNERAL VEHICLES
(Hearse/Limousine/Funeral Vehicles)
(For Loans $80,000 Or Less Aggregate Per Borrower)

Term

FIXED RATE APR**

New

Up To 36 Months

** 3.55%

37 - 48 Months
**3.55%
49 - 60 Months
** 3.55%
61 - 72 Months
** 3.80%
Used
Up to 7 Years Old

Up To 36 Months

**4.05%

37 - 48 Months
** 4.05%
49 - 60 Months
**4.05%
61 - 72 Months
** 4.80%
Used
7 to 10 Years Old
Up To 36 Months
** 9.00%
37 - 48 Months
Contact Loan Officer
49 - 60 Months
N/A
61 - 72 Months
N/A
** Your rate may vary from the above rates and will be determined by your credit history.


PERSONAL LOANS

Term

FIXED RATE APR**

(Up to $20,000)

Up To 36 Months

8.00%

37 - 60 Months
9.75%
** Your rate may vary from the above rates and will be determined by your credit history.


OVERDRAFT LINE-OF-CREDIT

Term

Fixed Rate APR**

(Up to $2,500)

Open

** 11.00%

** Your rate may vary from the above rates and will be determined by your credit history.


PLEDGED LOANS

Term

FIXED RATE APR**

Share Pledged Loan
(Maximum amount of shares, excluding IRAs)

Shares must remain on deposit until loan is paid in full.

4% Above Shares Yield

Share Certificate Pledged Loan
(Minimum $500 - up to certificate amount)
Certificate must remain on deposit until loan is paid in full.

2% Above
Certificate Yield

** Your rate may vary from the above rates and will be determined by your credit history.
     
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